body {
text-align: center;
margin: 0;
font-family: 'Lucida Grande', 'Lucida Sans Unicode', Verdana, Arial, Helvetica, sans-serif;
font-size: 12px;
line-height: 22px;
color: #282727;
background: #ece9e4;
}

h1, h2, h3, h4, h5, h6 {
font-family: Helvetica Neue, Helvetica, Arial, sans-serif;
color: #451e0e;
}

img a:link, img a:visited, img a:hover {
background: none;
}

a:link, a:visited {
color: #333333;
}

a:hover {
background: #51bddd;
color: #FFFFFF;
}

#wrapper {
text-align: left;
margin: 0 auto;
width: 960px;
padding: 20px;
background: #f5f5ed;
}

#header {
height: 120px;
background:url(images/logo.jpg) left no-repeat;
}

#header p {
float: right;
font-size: 18px;
margin-top: 30px;
font-weight: bold;
color: #451e0e;
}

#navigation {
background: #51bddd;
font-size: 13px;
}

#navigation li {
list-style-type: none;
display: inline;
margin-right: 10px;
}

#insurance {
padding-left: 0;
background: #f5f5ed;
padding-bottom: 5px;
}

#insurance li {
margin-right: 20px;
}

#insurance a:link, #insurance a:visited {
color: #333333;
}

#insurance a:hover {
color: #451e0e;
background: none;
}

#subinsurance {
padding-left: 10px;
padding-top: 0;
margin-top: 0;
}

#subinsurance ul {
padding-left: 0;
background: #51bddd;
padding-bottom: 5px;
}

#subinsurance li {
padding-left: 0;
}

#subinsurance a:link, #subinsurance a:visited {
color: #FFFFFF;
}

#subinsurance a:hover {
color: #282727;
}

.active {
padding: 10px;
background: #51bddd;
font-size: 15px;
font-weight: bold;
color: #FFFFFF;
}

#insurance .active a:link, .active a:visited {
color: #FFFFFF;
}

#insurance .active a:hover {
color: #333333;
background: none;
}

#sub-insurance {
padding-left: 10px;
padding-bottom: 10px;
text-transform: uppercase;
color: #FFFFFF;
}

#sub-insurance a:link, #sub-insurance a:visited {
color: #FFFFFF;
}

#sub-insurance a:hover {
color: #333333;
background: none;
}

#sidebar-grouping {
width: 380px;
float: left;
margin-right: 20px;
}

.image-border {
border: 1px solid #e5e0d9;
}

#nav-grouping {
background: #ece9e4;
border: 1px solid #e5e0d9;
margin-top: 10px;
}

#nav-grouping a:link, #nav-grouping a:visited {
background: #51bddd;
color: #FFFFFF;
padding: 2px;
}

#nav-grouping a:hover {
color: #333333;
}

#nav-grouping h4 {
padding-left: 10px;
}

#nav {
list-style-type: none;
padding-left: 0;
line-height: 25px;
padding: 10px;
padding-top: 0;
}

#main-content {
width: 540px;
float: right;
margin-left: 10px;
}

#main-content li {
list-style-image: url(images/bullet.png);
}

#main-content a:link, #main-content a:visited {
color: #333333;
}

.quote {
font-size: 18px;
}

.quote a:link, .quote a:visited {
background: #51bddd;
color: #FFFFFF;
padding: 5px;
}

#sub-nav{
padding: 10px;
padding-top: 0;
}

#sub-nav li {
list-style-type: none;
}

#sub-nav h4 {
margin-top: 0;
}

#footer-one {
margin-top: 20px;
border: 1px solid #e5e0d9;
background: #ece9e4 url(images/contact.png) center top no-repeat;
}

#footer-one p {
padding-left: 20px;
}

#footer-one a:link, #footer-one a:visited {
background: #51bddd;
color: #FFFFFF;
}

#footer-one { 
height: auto;
}

#contact-form {
float: left;
width: 498px;
}

#contact {
float: right;
width: 400px;
margin-left: 60px;
}

.emphasis {
color: #4093ac;
line-height: 26px;
}

#sub-insurance .getquote a:link, #sub-insurance .getquote a:visited {
color: #333333;
background: #FFFFFF;
padding: 2px;
}

.info h3 {
padding-left: 20px;
}

.clearer {
clear: both;
line-height: 1;
margin: 0;
padding: 0;
}